Chér Philio, Founder of Health Guide 65
At Health Guide 65, the mission is to make the Medicare journey simple, supportive, & stress-free.
This involves walking alongside Medicare-eligible individuals as they explore their options, offering honest, pressure-free guidance tailored to their needs. The goal: informed decisions made with clarity and confidence.
It started with my mom
Whether you are turning 65, retiring, new to the area or want to review your current plan, I can help -
at no cost to you.
While supporting my mom through her health challenges, I found myself right in the middle of the Medicare maze. It was a crash course in how complicated and frustrating the system can be, especially when honest, easy-to-understand answers are hard to find.
That experience stayed with me. It opened my eyes to how many people are out there trying to make the right choices—for themselves or someone they love—while feeling completely overwhelmed.
It’s what led me here: wanting to be someone people can count on. Someone who listens, explains things in a way that actually makes sense, and genuinely cares about helping them find peace of mind.
FREE VIRTUAL OR IN-PERSON MEDICARE 101 EDUCATIONAL SESSIONS
Information ideal for those new to Medicare or anyone looking to broaden their understanding.
Do I have to enroll in Medicare?
Learn when and if you're required to enroll in Medicare to avoid penalties and ensure continuous health coverage.
What are the parts of Medicare?
Get a breakdown of Medicare Parts A, B, C, and D—and what each one covers.
What are the costs of Medicare?
Explore the costs of Original Medicare, including premiums, deductibles, and other out-of-pocket expenses for Parts A and B.
What is the difference between an Advantage Plan and a Supplement Plan (Medigap)?
Compare Medicare Advantage and Medigap to find the right coverage for your healthcare needs and budget.
What is the Medicare Prescription Payment Plan?
Learn how the Medicare Prescription Payment Plan helps spread out your out-of-pocket drug costs over the year, making medications more affordable.
